SafetyWing Nomad Insurance Review – Is it the right travel insurance for you?
In this rapidly changing world, it's more important than ever to have a reliable insurance plan that will cover you no matter where in the world you are. With traditional insurance policies, this can be difficult and often expensive. That's where SafetyWing comes in. SafetyWing is a relatively new player in the insurance industry, but they're quickly making a name for themselves with their innovative approach to coverage. This review will look at what SafetyWing offers and see if it's the right fit for you.
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Stay Protected on Your Adventures: SafetyWing Nomad Insurance Review
Picture this: I had been planning my dream trip for months. The excitement was building up, but so were my concerns about the unexpected. I knew I needed travel insurance, and after some extensive research, I stumbled upon SafetyWing Nomad Insurance. Intrigued by its comprehensive coverage and affordable pricing, I decided to give it a shot. Three things that I love about SafetyWing:
Seamless Sign-Up: The first thing that struck me about SafetyWing Nomad Insurance was the easy and straightforward sign-up process. Gone were the days of complex forms and lengthy phone calls. With just a few clicks, I was able to customize my coverage and get instant access to my policy. Talk about convenience!
Global Accessibility: One of the standout features of SafetyWing Nomad Insurance is its worldwide coverage. As a digital nomad, I'm constantly on the move, exploring new corners of the globe. With SafetyWing, I didn't have to worry about my insurance becoming invalid when I crossed borders. Their coverage extends to almost every country, making it the perfect travel companion for globetrotters like me.
Responsive Customer Support: While I didn't encounter any major issues during my trip, I had a few questions. SafetyWing's customer support team was there to assist me promptly and efficiently. Whether I reached out via email or their online chat, I always received friendly and knowledgeable responses. It's reassuring to know that if I ever needed help, they were just a message away.
After experiencing SafetyWing Nomad Insurance firsthand, I can confidently say that it's a fantastic travel insurance option for adventurers seeking affordability, flexibility, and comprehensive coverage. Its user-friendly sign-up process, global accessibility, and responsive customer support make it a top choice for nomads like myself. So, let’s dive in a bit deeper!
What is SafetyWing Nomad Insurance?
SafetyWing Nomad Insurance is a travel medical insurance policy designed for digital nomads and long-term travelers. It covers both emergency medical expenses as well as evacuation and repatriation. SafetyWing pricing differs from most other insurance providers – instead of charging a flat rate, they charge a daily rate, making it more affordable for long-term travelers. In the past, I’ve used SafetyWing Nomad Insurance during long-term travel when I’m gone for 2-6 months at a time, and I’ve always been pleased with them. Luckily, I’ve never had to file a claim.
Nomad Insurance vs Remote Health Insurance
While this review is to share insight on SaftyWing’s Nomad Insurance, to help you make the best-guided decision, we’ll touch on both SaftyWing products.
One of the most common questions about SafetyWing is, "What's the difference between SafetyWing Nomad Insurance and Remote Health Insurance?" The answer is quite simple: Remote Health Insurance is designed for digital nomads who already have health insurance in their home country but need additional coverage when traveling abroad. SafetyWing, on the other hand, is designed for those who don't already have health insurance or need comprehensive coverage while away from home.
Pricing Comparison: How does SafetyWing compare to other providers?
In terms of pricing, SafetyWing is very competitive with other insurers that offer similar plans. For example, a Health and Medical plan with $500,000 in coverage will cost you $42 per month with SafetyWing’s Nomad Inruacne, compared to $142 per month with WorldNomads. And, expect to $206 per month for Remote Health Insurance. However, it's important to keep in mind that each insurer offers different levels of coverage, so be sure to compare apples to apples when looking at prices.
As a budget-conscious traveler, cost was a significant factor in my decision-making process. SafetyWing Nomad Insurance offers a pocket-friendly price tag without compromising on coverage. Their monthly payment plan is perfect for nomads like me who prefer flexibility over long-term commitments. It's great to know that I can pause or cancel my coverage at any time without any extra fees.
What are the benefits of SafetyWing Nomad Insurance?
SafetyWing Nomad Insurance has several benefits that make it an attractive option for digital nomads and long-term travelers. For starters, it covers emergency medical expenses, evacuation, and repatriation. This is important because if you get sick or injured while traveling, you want to ensure that you have coverage in case you need to be evacuated or repatriated back to your home country.
SafetyWing Nomad Insurance also covers you in more than 170 countries. That means you'll be covered no matter where your travels take you. And unlike other insurance policies, SafetyWing has no exclusions for dangerous activities like bungee jumping or skydiving. So if you're adventurous, this policy is definitely for you.
One of the great things about SafetyWing Nomad Insurance is it's relatively affordable and offers a clear pricing structure that takes the guessing out of the equation. Prices will only change depending on your age and whether you want to include travel to the United States. The Nomad Insurance policy also allows a child under 10 to be insured on an adult's policy for no extra charge. There is a maximum of 2 children allowed per family on the policy without an added cost. So, if you’re a family of 4, this is incredibly cost-effective.
How much is SaftyWing?
SafetyWing pricing is very affordable – especially for long-term travelers who may have difficulty finding affordable insurance options. Third, the policy is designed specifically for digital nomads and long-term travelers, so it takes into account their needs and provides coverage accordingly.
For just $42 per month, you can get a $250 deductible, a $250,000 max limit, coverage for medical expenses, repatriation, travel delays, and more. That's a great deal considering that most other insurance policies will cost you at least twice as much.
You can if you’re from the US and want to add coverage for US Travel, the price does jump up to $77 per month. However, you must know that this policy only covers incidental visits home. That means you can’t return home to get treatment for an injury or illness that started while abroad. For every 90 days, you are covered for up to 30 days in your home country for unforeseen medical conditions. This goes down to 15 days if you’re from the United States.
The Remote Health policy covers you all year in your home country and abroad. It’s important to note that the Remote Health policy is affected by taxes, location, and other factors.
Is SafetyWing Nomad Insurance right for me?
SafetyWing Nomad Insurance might be right for you if you are a digital nomad or long-term traveler looking for an affordable and comprehensive travel medical insurance policy. However, it is important to remember that no two travelers are alike and what might be right for one person might not be right for another. Ultimately, the best way to decide if SafetyWing Nomad Insurance is right for you is to read the policy documents carefully and ensure that it meets your specific needs.
How to buy travel insurance with SafetyWing?
Purchasing a policy with Safety Wing is easy—you can do it all online in just a few minutes. Simply select your country of residence, citizenship, destination(s), and travel dates. Then choose the level of coverage you want and add any optional riders you feel you need. Once you've entered all your information, simply click "Get my quote" and you'll be able to see how much your policy will cost. Purchasing a policy takes just a few clicks and can be done online.
Travel with Peace of Mind: SafetyWing Nomad Insurance Has You Covered
SafetyWing Nomad Insurance is a great option for digital nomads and long-term travelers looking for an affordable and comprehensive travel insurance policy. While it might not be right for everyone, it is definitely worth considering if you fit into either of those categories. Be sure to read through the policy documents carefully before making your final decision to make sure that it meets all your needs. Happy travels!
This article was first published in September 2022 and updated by our editors in June 2023. This site uses affiliate links which may earn a commission for purchases made at no additional cost to you. as always, all opinions are our own.
